Peter Clark asked:


IRA investments are suffering right now. The stock market is plunging, the real estate market is a disaster, and the economy is wobbly. So why would you consider an IRA real estate investment in such tough times?

Any time is a good time for IRA real estate investments, with a proviso. And it’s a big proviso. You have to choose the right real estate investment for your IRA. Choose wrong, for either an IRA real estate investment or any other IRA investment, and you’ve got a disaster. But choose the right real estate investment for your IRA and you’ll set yourself up well for a comfortable retirement.

That’s equally true now, when times are tough, because there are some excellent IRA real estate investments available if you know where they are.

IRA investing isn’t easy. Of course you could do what 96% of the population do with their IRA investments. Leave the investing to your custodian, and if you do chances are that like everyone else you’ll get a return of around 4% – 9% per annum. Not the sort of return that is going to result in a comfortable worry free retirement.

Or you could do your own IRA investing. It’s quite allowed, there is no reason to leave the investing to your custodian like almost everyone else does, and there are much better returns to be made.

But doing your own IRA real estate investing isn’t easy. You need to learn all about buying right, maintaining your real estate investment, finding loans, finding tenants and ultimately, as some stage, selling the property. And none of these is easy to do for the average IRA owner who wants to find a great IRA real estate investment but isn’t a real estate professional.

Or you could leave all that work to someone else. Someone who does it full time and knows exactly what they are doing.

Because if you’re not a professional real estate investor then you aren’t doing yourself a service trying IRA real estate investing on your own. There’s too many pitfalls and you’ll probably pay for it in your retirement.

And of course there’s all the work for you in the meantime. After all, who wants to be fixing toilets? Or leaky faucets, or getting out of bed in the middle of the night because a tenant has a broken window?

Is there a turnkey solution to finding high quality IRA real estate investments? Yes there is. It’s perfectly possible to find a good company offering solid IRA real estate investment opportunities, and one in particular that offers a total turnkey solution to IRA investing. The work is done for you, no fixing toilets. And no cash down.

And of course a company like this will know exactly where the best real estate investments are to be found, whereas you may find that locating these yourself isn’t easy. After all, who has time to be combing the country looking for good real estate investments? You don’t, but the professionals do.

And believe it or not, the current state of the real estate market is creating some fantastic, once in a lifetime real estate investment opportunities for IRA investors, and many are taking advantage of these investment opportunities right now. Many people will be setting the foundations of their future retirement through their IRA right now taking advantage of some of the best times we’ve seen for top quality IRA real estate investments.

So if you’ve got an IRA and have tired of losing money in the stock market, and don’t want the work or responsibility of real estate investing in difficult times like these, consider using a professional IRA real estate investment company.

Times like these only come around rarely for the canny real estate and IRA investor.

Peter Clark asked:


IRA real estate investments are booming in 2008 for soon to be retirees who are worried about their future retirement plans. With the economy looking wobbly, the stock market plunging and the big investment banks going under, with us bailing them out, some traditional forms of retirement investing are starting to look a little sick.

For these reasons IRA real estate investments are increasing. Increasing? Surely not. Along with an economic meltdown, a stock market collapse and all sorts of economic turmoil, isn’t the real estate market headed for oblivion as well? Who in their right mind would consider investing their IRA in real estate?

Surely in 2008 real estate is a one way trip to the poorhouse.

No, not quite. Have you ever heard the expression that there is opportunity in adversity? There is plenty of opportunity in real estate right now, if you know where.

But lets look at IRA real estate investing first. How can you invest your IRA in real estate? Is it allowed? Is it legal?

Traditionally the majority of the population invest their IRAs in investments that are promoted to them by their custodian. In fact some custodians limit allowable investments to their own. So, it’s estimated, over 90%, in fact around 96% of IRA funds are invested this way. Mutual funds, CDs and stocks, and so on.

No problem if the markets are pushing ever skyward, but quite a problem right now.

But what about IRA real estate investments? Yes it’s entirely allowed to invest your IRA in real estate through a self directed IRA. Although this is not widely recognised, IRA real estate investing is one of the best forms of wealth accumulation for retirement. Real estate is a traditional long term wealth accumulation model, and as such is in fact ideal for IRA investing.

If you’re not certain about the details of how to set yourself up for IRA real estate investing consult your CPA, that’s outside the scope of this article. However take my word for it, it’s quite legal, and many canny IRA investors are doing it right now, and have been for a long time. You may need to execute an IRA rollover into a self directed IRA, but the trouble is worth it.

And there’s powerful reasons to consider investing your IRA in real estate. Did you know, for example, that it’s estimated that 85% of all wealth in the US was created through real estate?

And that through your IRA you can secure up to 70% bank non-recourse financing to invest your IRA retirement funds in income producing real estate?

Its food for thought isn’t it?

Now back to the real estate market. After all there’s no point in IRA real estate investing if the value of your real estate investment is going down is there?

Although we all hear that the real estate investment market is dreadful this isn’t the whole story. PARTS of the real estate market are dreadful, but not ALL of it. It’s perfectly possible to find excellent opportunities for investing in the lower priced end of the market. Simple comfortable homes for the working class who live in those faceless suburbs in cities right across America. There are some fantastic IRA real estate investments available in the right place RIGHT NOW.

But if you’re looking to get out there and find them yourself then you may be in for a shock. It’s not something that is realistic for the individual IRA real estate investor. You need professional help.

Buy in the wrong place and you’ll probably get burnt, big time.

But right now there are some excellent opportunities available for securing a great real estate investment, no cash down, at under market value, with tenants supplied, rental guarantees and even a guarantee that you will double your current investment return.

All through a major US public corporation with a reputation for solid real estate investment returns, for both IRA real estate investing and ordinary credit investing in real estate.

Yes you can secure your retirement future through a good IRA real estate investment, or more than one. However it’s the time to leave it to those who really know what they’re doing in hard times, and you can relax and leave the hard work to someone else.

But which corporation could possibly offer an opportunity like this?